USAA Membership Requirements

• Active Duty, Guard, or Reserve
• If you’re serving in the U.S. Armed Forces, provide your:
  • Branch of service
  • Rank
  • Entry to active service date
• Veterans
• If you’re separated or retired from the U.S. Armed Forces with an Honorable discharge, provide your:
  • Branch of service
  • Rank
  • Service start and end dates

• Contracted Cadet or Midshipman
• If you’re a contracted cadet or midshipman attending a U.S. Service Academy, Prep School, or ROTC program, provide your:
  • Branch of service
  • Commissioning source
  • Commissioning date
    • Note: If you separated from a U.S. Service Academy before commissioning, you may be eligible to join USAA. You must have separated with a cadet ranking and an Honorable discharge. Call 800-531-USAA (8722), that’s 800-531-8722 to see if you qualify.
• Officer Candidates
• If you’re commissioning within 24 months, provide your:
  • Branch of service
  • Commissioning source
  • Commissioning date

• If your spouse is currently serving or a veteran with an Honorable discharge and is not a USAA member, you’ll need to create their profile first. Provide the following:
  • Branch of service
  • Rank
  • Service dates
• If your spouse is a USAA member, provide their:
  • Social Security number

• If you’re divorced from a USAA member and haven’t remarried, provide your former spouse’s:
  • USAA number
    • Note: Your former spouse must have joined USAA before or during your marriage for you to qualify.
• If you’re widowed and your spouse was a member, provide their:
  • USAA number

• If your parent is a USAA member, provide their:
  • USAA number
    • Note: For a child to be eligible, the parent must join USAA while they’re living. Once the parent’s USAA membership is established, membership eligibility can be passed on to the member’s children. USAA membership cannot be established posthumously for deceased parents.

• USAA membership eligibility cannot be passed to siblings and parents of USAA members.