Comprehensive
Comprehensive coverage (a.k.a. “Comp”) pays for repairs to your car if it gets damaged just sitting there. For example, theft, vandalism, hail, fire, or falling objects like tree limbs. Wear and tear to your car is not covered (such as repair for things like mechanical failure, breakdowns, freezing, or road damage to your tires).
Your “deductible” is the amount you have to pay towards repairs when coverage kicks in. Let’s say you have a $500 deductible. If your car collides with a tree and the repairs cost $3,000, then you pay the first $500 and Noblr pays the remaining $2,500.
PS: If you have a car loan or you lease your car, then your lender/leasor most likely requires you to buy Collision & Comp coverage.
Collision
Collision coverage pays for repairs to your car if it is damaged in a collision or if your car rolls over.
Your “deductible” is the amount you have to pay toward repairs when coverage kicks in. Let’s say you have a $500 deductible. If your car collides with a tree and the repairs cost $3,000, then you pay the first $500 and Noblr pays the remaining $2,500.
PS: If you have a car loan or you lease your car, then your lender/leasor most likely requires you to buy Collision & Comp coverage.
Uninsured Motorist Property Damage
Uninsured Motorist Property Damage (UMPD) pays for damage to your car only when it’s caused by another driver who doesn’t have any or enough insurance.
You have the option to get Collision coverage instead of UMPD.
Available in OH.
Rental Car Coverage
Rental car coverage helps pay for a car rental when you are unable to drive your car due to a covered loss such as an accident, vandalism, or theft.
Roadside Assistance
We all need a hand from time to time. That’s why Noblr policies include roadside assistance coverage to help you out if you need a tow or a jump.