Uninsured/Underinsured Motorist Property Damage Limit
Uninsured Motorist Property Damage can pay for damage to your car when it’s caused by another driver who doesn’t have any or enough car insurance. If this coverage kicks in, you’ll pay a $250 deductible towards repairs, and Noblr will pay the remaining costs up to your selected limit.
If you choose Standard coverage you can get up to your selected limit. A portion of your total recovery may be paid by the at fault party’s coverage.
If you choose Enhanced you have the same coverage as the Standard coverage, and you may also recover an additional amount based on the at fault party’s coverage.
Comprehensive coverage (a.k.a. “Comp”) pays for repairs to your car if it gets damaged just sitting there. For example, theft, vandalism, hail, fire, or falling objects like tree limbs. Wear and tear to your car is also not covered (such as repair for things like mechanical failure, breakdowns, freezing, or road damage to your tires).
Your “deductible” is the amount you have to pay towards repairs when coverage kicks in. Let’s say you have a $500 deductible. If your car collides with a tree and the repairs cost $3,000, then you pay the first $500 and Noblr pays the remaining $2,500.
PS: If you have a car loan or you lease your car, then your lender/leasor most likely requires you to buy Comp & Collision coverage.
Collision coverage can pay for repairs to your car if it is damaged in a collision or if your car rolls over. Your Collision “deductible” is the amount you have to pay towards repairs when coverage kicks in. In order to get Collision coverage you must have Comprehensive coverage.
Rental Car Coverage Limits
Rental car coverage helps pay for a car rental when you are unable to drive your car due to a covered loss such as an accident, vandalism, or theft.
If your car is specially equipped to transport or be operated by a person with a disability, you may increase your Rental Car Coverage Limits by calling us at 877-236-6257.
We all need a hand from time to time. That’s why Noblr policies include roadside assistance coverage to help you out if you need a tow, jump start, are locked out, or need a tire change. Roadside Assistance may be used up to 3 times per covered car every 6 months, subject to policy terms and limitations.